Our Team

Frank Laurie, CPA, CA

Chairman, Member of the Credit Committee

Upon joining Vector Financial in 1973, Frank became a driving force behind the enterprise, expanding the scope of Vector’s services to include land development, real estate acquisition and property management both in Canada and the United States. Having steered the company for over 40 years Frank has gained valuable insight into real-estate industry and its participants as well as the first-hand experience of highs and lows of real-estate markets. In 2017, Frank stepped back from day-to-day operations of the firm but remains a standing member of the credit committee weighing in on the loan approval process and providing guidance as required.

Mitchell Oelbaum, MBA

President, Member of the Credit Committee

Following graduate school in 1991, Mitchell worked in a series of roles in private companies specializing in real estate ownership, commercial mortgage syndication and property management including Vector Financial. Between 2004 and 2012, Mitchell undertook advisory role at both a boutique investment dealer and a bank-owned dealer, obtaining an IIROC designation and diverse securities experience before re-joining Vector in 2017 where he continues to apply market-appropriate strategies to the oversight of Vector’s loan portfolio. Mitchell serves as a member of the credit committee.

In addition to his role at Vector Mitchell serves as a National President, Canadian Associates of Ben-Gurion University of the Negev, an organization deciated to supporting one of Israel’s leading research universities.

Noah Mintz, MBA

Managing Director, Member of the Credit Committee

Having worked for a well-known Montreal based development company, Noah gained experience in land and condominium development, its underwriting and financing. After moving to Toronto, he spent the last 15 years in the alternative lending markets, originating and structuring debt and equity transactions for some of Canada’s most prominent private lenders, Mortgage Investment Corporations (MICs) and equity funds. Noah joined Vector in 2016 and, using his diverse network of real-estate connections, is in charge of loan origination in addition to being a member of the credit committee. Now married with 2 children and the proud owner of an over-sized dog, Noah graduated with a masters of Business Administration from the Richard Ivey School of Business in 2005.

Richard Cohen

Director, Member of the Credit Committee

Richard has been involved in the real estate industry since graduating from the University of Western Ontario, having worked for several large Toronto developers over the years. Richard currently oversees Vector Management Limited, a related company dedicated to the management of commercial properties in the Greater Golden Horseshoe area.
He is a standing member of the credit committee.

Rob MacCuspic CPA, CMA

Vice President, Underwriting and Asset Management

Rob joined Vector in 2015 with more than 25 years of experience in the real estate industry with roles in asset management, finance, accounting, and overseeing investments on behalf of both private and institutional investors. During his career, Rob has dealt with most every real estate asset class, in all stages of development and operation, and through several market cycles, including a significant number of workout situations. At Vector, Rob oversees the underwriting and asset management department, providing consistent and meticulous analysis and guidance to the members of the credit committee.

Roy Tan, CPA, CGA

Treasurer and Controller

Upon obtaining his Certified General Accountant (CGA) designation Roy’s career centred on the real estate industry including experience in the development of residential subdivisions and a management of a commercial heritage complex. After joining Vector in 2003, Roy took charge of setting up and maintaining internal accounting software, internal controls and taxation. Roy keeps a watchful eye on all aspects of financial reporting for the Vector Financial trust account and operations.

Katrina Dunnings

Vice President, Investor Relations and Operations

Katrina joined Vector in 2017 after spending 3 years at a Toronto based commercial mortgage syndicator and developer where she was in charge of administration and investment processes. Previously a business consultant specializing in efficiency and optimization, Katrina continues to apply her knowledge at Vector driving business operation improvements and working on business development projects. A licenced mortgage agent and interfacing frequently with investors and investment advisors, Katrina keeps well informed of the latest investment opportunities and is happy to discuss your investment strategy and assess your mortgage portfolio.

Scott Ball

Chief Financial Officer

Scott is an accomplished financial executive with 30+ years of senior management experience in several diverse industries (entertainment, telecommunications, service, and real estate) operating in many different organizational structures (private, public, start-up). At Vector Financial, Scott Ball assumed a pivotal role in 2021, spearheading the successful launch of Vector Mortgage Trust, demonstrating his strategic acumen and deep understanding of the financial landscape. Scott oversees financial reporting, ensuring transparency and accuracy in all fiscal matters. Furthermore, Scott plays a vital role in fostering strong relationships within the organization, acting as a liaison between Vector Financial and trustees, as well as the fund administrator.

Teisha Mahabir

Investor Relations Associate

Joining Vector in 2020, Teisha brings 8 years of experience having worked for a Toronto-based boutique investment advisory firm, where she was in charge of business development and client services. Having worked with a variety of investor types, from family offices to pension funds, Teisha has experience with a multitude of investor inquiries, including setup of RRSP/RRIF & TFSA accounts, regulatory compliance and portfolio diversification. Having recently obtained a mortgage agent designation, Teisha is at the forefront of new mortgage opportunities at Vector Financial and can assist investors in selecting loans as well as maintaining their account documentation.

Ted Guo

Associate Vice President, Underwriting and Asset Management at Vector Financial

Ted joined Vector in 2021 as part of the Underwriting and Asset Management team. He is responsible for assessing a wide array of investment opportunities as well as delivering detailed analysis to assist Credit Committee members in making critical decisions. Prior to joining Vector, Ted worked at a well-known Commercial Real Estate Services company, where he specialized in conducting valuations, consulting and feasibility studies on development land as well as other assets across Ontario. Ted holds a Bachelor of Commerce degree from the University of Guelph in their renowned Real Estate program. Additionally, he is an Accredited Appraiser and holds the AACI designation from the Appraisal Institute of Canada.

David Hildebrant

Vice President of Business Development at Vector Financial

David’s professional journey began with a degree from Guelph University. For the past eight years, he has committed himself to broadening his skillset in business development. During this time, he had the privilege of working for a reputable mortgage investment firm, where he was an essential team member for multimillion dollar development loans. Through keen insights and an expansive network, David has emerged as a standout origination expert. Since joining Vector in 2023, he has been a top performer, leveraging his expertise and relationships to secure the most favorable loans for the company. Through his exceptional work ethic and invaluable contributions, David has solidified himself as a valuable asset to the team and a leader in his field.