Types of Loans Offered
We specialize in loans on Commercial Real Estate: pre-development land, multi-family residential development, retail, office, industrial, multi-tenant income producing properties and construction projects.
Loan Parameters & Features
- Minimum loan size of $2,000,000
- Property located in Greater Golden Horseshoe Area
- Loan-To-Value of up to 75%
- Pre-zoned or Not
- Interest Only
- Fixed or Floating Rate
- Terms up to 36 months
- Interest and Soft Costs Reserve
- Quick and easy draw processing
Vector’s primary focus is financing land for redevelopment projects. After decades in the industry, we offer a thorough knowledge of the planning process, and we’re comfortable financing the land prior to the necessary zoning approvals. While the majority of our land financing is arranged for a residential development, we also have the capability to finance land for commercial, retail and industrial development and acquisition purposes.
All that stands between you and a finished project is cash flow, and with Vector as your partner, you’ll have the financing you need with the backing of an industry veteran that understands your unique situation. We typically provide short-term loans (usually 12-18 months) that act as a bridge so you can either get through the planning process and begin construction, or sell your project to realize the value that you’ve already added. However you choose to take advantage of this investment opportunity, Vector Financial is ready to provide you with the liquidity to move forward.
Do you need financing for a low-density development site? Vector Financial also offers letters of credit and funding for development charges to move your project into the construction phase.
Do you already have an income-producing property, but you need renovation financing to get it back into a condition that improves your earning ability? Vector Financial is also happy to consider loans to help you stabilize your earning potential and make that property competitive again.
Let’s get in touch
Fill out the form below and we will be in touch to discuss your mortgage needs